Ensuring that TAT committed to Business as per SLA is honoured on an ongoing basis.
Ensuring 100% accuracy in document scrutiny, CAM checking, data capture in core / support & CLIMS system, and limit setting
Ensuring that Basel requirements like RAM rating, RAROC, Security Value capture & linkage, PAN, updation, NPA Rule Id, etc. happen accurately as they have CAPAD / RAROC impact. To work closely with Basel team to identify areas for automation / mistake-proofing, to reduce probability of wrong data capture.
Ensuring “Satisfactory” audit report for the function, which has its roots in running seamless processes, proactively identifying & addressing potential risks, etc.
Coordinating with Credit / Legal for appropriate clarifications – suo moto / basis business contention.
Handling complicated / unique cases & providing guidance to team leader / authorizer.
Digital Signing of CHG-1 & CHG-4 for creation & satisfaction of charge with ROC.
Providing operational framework to team leader for implementing new processes that are necessitated by change in Credit policy, legal requirement & / or business dynamics, or basis internal review, and ensuring ongoing adherence basis periodic reviews.
To have a solution-oriented approach to problems with due weight to compliance & business.
To ensure timely & accurate reporting to RBI / Board / RPMC / senior management after effective coordination with other Ops, Credit & Business verticals.
Effectively coordinate with various stake holders, viz., Business, Credit, BPRG, Fincon, IT, IRBS team, Compliance, etc. for automation, reporting requirements, etc.
Good Knowledge of financial services industry, documentation & regulatory requirements, and overall business environment, etc.
Skills / Abilities – eye for detail, excellent written & oral communication skills, presentation skills, team playing / people management skills, resourcefulness, networking, excellent execution skills, trouble-shooting skills, etc.