Credit Administration
Mumbai, Maharashtra
5 mths ago

Job description

Ensuring that TAT committed to Business as per SLA is honoured on an ongoing basis.

Ensuring 100% accuracy in document scrutiny, CAM checking, data capture in core / support & CLIMS system, and limit setting

Ensuring that Basel requirements like RAM rating, RAROC, Security Value capture & linkage, PAN, updation, NPA Rule Id, etc. happen accurately as they have CAPAD / RAROC impact. To work closely with Basel team to identify areas for automation / mistake-proofing, to reduce probability of wrong data capture.

Ensuring “Satisfactory” audit report for the function, which has its roots in running seamless processes, proactively identifying & addressing potential risks, etc.

Coordinating with Credit / Legal for appropriate clarifications – suo moto / basis business contention.

Handling complicated / unique cases & providing guidance to team leader / authorizer.

Digital Signing of CHG-1 & CHG-4 for creation & satisfaction of charge with ROC.

Providing operational framework to team leader for implementing new processes that are necessitated by change in Credit policy, legal requirement & / or business dynamics, or basis internal review, and ensuring ongoing adherence basis periodic reviews.

To have a solution-oriented approach to problems with due weight to compliance & business.

To ensure timely & accurate reporting to RBI / Board / RPMC / senior management after effective coordination with other Ops, Credit & Business verticals.

Effectively coordinate with various stake holders, viz., Business, Credit, BPRG, Fincon, IT, IRBS team, Compliance, etc. for automation, reporting requirements, etc.

Company Details

Leading Bank


Good Knowledge of financial services industry, documentation & regulatory requirements, and overall business environment, etc.  

Skills / Abilities – eye for detail, excellent written & oral communication skills, presentation skills, team playing / people management skills, resourcefulness, networking, excellent execution skills, trouble-shooting skills, etc.